Benenati Blog

New Study Reveals Waiting to File Bankruptcy Can Hurt You

New Study Reveals Waiting to File Bankruptcy Can Hurt You The road to bankruptcy is a difficult one for most individuals. Finally coming to the realization can seem like a personal failure, due to the false stigma surrounding bankruptcy. This is oftentimes what keeps people from filing for bankruptcy. In a recent blog, I shared my …

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What Constitutes Harassment by a Debt Collector?

What Constitutes Harassment by a Debt Collector? Continuous communications from debt collectors can be overwhelming and annoying, but at what point is the communication considered harassment? Debt collection harassment is more common than you might think. In fact, a recent study by the Consumerist found that one-in-four consumers – or 27 percent – felt threatened by debt …

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Understanding the Dangers of Personal Loans

Understanding the Dangers of Personal Loans What is going on? I conduct free consultations from my offices in Orlando and Kissimmee and in maybe 3 out 5 cases, my client has a personal loan with some company. These companies have several different names: Sofi, New Egg, Lending Club, On Deck Capital, Mariner Finance, Kabbage, Avant, …

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Something Wicked This Way Comes – HELOC Reset

Almost four million people who bought homes and took out home-equity lines of credit between 2005 through 2008 are about to go into the repayment period. Right now you may have just been paying intSomething Wicked This Way Comes – HELOC Reset Almost four million people who bought homes and took out home-equity lines of …

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Tips for Rebuilding Credit After Bankruptcy

Tips for Rebuilding Credit After Bankruptcy Filing for bankruptcy allows you to press the restart button on your finances.  Whether you filed for Chapter 7 bankruptcy (a simple and straightforward elimination of your unsecured debts) or a Chapter 13 bankruptcy (a structured repayment plan approved by the bankruptcy court), you can begin restoring your credit immediately after receiving your …

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Is There a Limit to How Much Debt I Can Wipe Out in a Chapter 7 Bankruptcy?

Is There a Limit to How Much Debt I Can Wipe Out in a Chapter 7 Bankruptcy? Every bankruptcy situation is different. Many of our clients come into the process with enormous amounts of debt while others do not. Clients often ask us, is there a limit as to how much debt I can wipe …

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Auto Loans in Bankruptcy – Can You Keep Your Vehicle?

Auto Loans in Bankruptcy – Can You Keep Your Vehicle? One of the biggest worries individuals facing bankruptcy have before beginning the process is what property they will lose. Will they lose their home or their cars? This is one of the biggest misconceptions and common bankruptcy myths. In fact, many of our clients are …

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