What to Expect When Your Debt Goes to Collection The thought of debt collectors repeatedly calling your house or trying to track you down at your job, can be frightening for anyone. But many times, it is the fear of the unknown that makes people so nervous about debt collection….
Understanding Florida’s Bankruptcy Exemptions When I filed bankruptcy back in 2008, I was so glad I did not listen to people that tried to scare me about filing bankruptcy or debt settlement scams on the web that warned me that it was the worst thing to do. Were they ever…
Bankruptcy Booms Among the Elderly Bankruptcy is quickly becoming a reality for a number of Americans 65 years of age and older. In fact, they are three times more likely to file for bankruptcy now than this same age demographic did in 1991. With the exorbitant costs of healthcare, pensions…
Bankruptcy & Divorce: How the Two Are Connected Differences in spending habits and money disagreements are one of the top reasons people file for divorce. And for many people, divorce is one of the main reasons they end up filing for bankruptcy, oftentimes due to the additional expenses such as…
How Long Can a Debt Collector Pursue an Old Debt? When it comes to debt, how old is too old to file a collection lawsuit? Not all debts must be paid, especially those that are past a certain age. It is important to understand your rights as a consumer when…
What to Expect When Your Debt Goes to Collection The thought of debt collectors repeatedly calling your house or trying to track you down at your job, can be frightening for anyone. But many times, it is the fear of the unknown that makes people so nervous about debt collection….
New Study Reveals Waiting to File Bankruptcy Can Hurt You The road to bankruptcy is a difficult one for most individuals. Finally coming to the realization can seem like a personal failure, due to the false stigma surrounding bankruptcy. This is oftentimes what keeps people from filing for bankruptcy. In a…
What Constitutes Harassment by a Debt Collector? Continuous communications from debt collectors can be overwhelming and annoying, but at what point is the communication considered harassment? Debt collection harassment is more common than you might think. In fact, a recent study by the Consumerist found that one-in-four consumers – or 27 percent…
Understanding the Dangers of Personal Loans What is going on? I conduct free consultations from my offices in Orlando and Kissimmee and in maybe 3 out 5 cases, my client has a personal loan with some company. These companies have several different names: Sofi, New Egg, Lending Club, On Deck…
Almost four million people who bought homes and took out home-equity lines of credit between 2005 through 2008 are about to go into the repayment period. Right now you may have just been paying intSomething Wicked This Way Comes – HELOC Reset Almost four million people who bought homes and…
