Author Archives: Walter Benenati

Bankruptcy & Divorce: How the Two Are Connected

Bankruptcy & Divorce: How the Two Are Connected Differences in spending habits and money disagreements are one of the top reasons people file for divorce. And for many people, divorce is one of the main reasons they end up filing for bankruptcy, oftentimes due to the additional expenses such as child support, alimony and now …

Read More

New Study Reveals Waiting to File Bankruptcy Can Hurt You

New Study Reveals Waiting to File Bankruptcy Can Hurt You The road to bankruptcy is a difficult one for most individuals. Finally coming to the realization can seem like a personal failure, due to the false stigma surrounding bankruptcy. This is oftentimes what keeps people from filing for bankruptcy. In a recent blog, I shared my …

Read More

What Constitutes Harassment by a Debt Collector?

Continuous communications from debt collectors can be overwhelming and annoying, but at what point is the communication considered harassment? Debt collection harassment is more common than you might think. In fact, a recent study by the Consumerist found that one-in-four consumers – or 27 percent – felt threatened by debt collectors for outstanding bills or loans they …

Read More

Understanding the Dangers of Personal Loans

Understanding the Dangers of Personal Loans What is going on? I conduct free consultations from my offices in Orlando and Kissimmee and in maybe 3 out 5 cases, my client has a personal loan with some company. These companies have several different names: Sofi, New Egg, Lending Club, On Deck Capital, Mariner Finance, Kabbage, Avant, …

Read More

Something Wicked This Way Comes – HELOC Reset

Almost four million people who bought homes and took out home-equity lines of credit between 2005 through 2008 are about to go into the repayment period. Right now you may have just been paying intSomething Wicked This Way Comes – HELOC Reset Almost four million people who bought homes and took out home-equity lines of …

Read More