Author Archives: Walter Benenati

Steps to Take If You Are Facing a Medical Debt Lawsuit

Medical debt presents a major problem for individuals and families across the country and is the number one reason people file for bankruptcy. All it takes is one major medical crisis or trip to the emergency room to be hit with thousands of dollars in medical bills. Dealing with overwhelming medical debt while trying to …

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Betsy DeVos Loses Lawsuit in Violation of Student Loan Borrower Protections

A federal court recently issued a ruling that could affect borrowers’ abilities to receive relief from their student loan debt. The Department of Education and Secretary Betsy DeVos were found guilty of improperly holding up and implementing a rule that would give student loan borrowers relief from their payments. The lawsuit was brought by attorneys …

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Bankruptcy & Divorce: How the Two Are Connected

Bankruptcy & Divorce: How the Two Are Connected Differences in spending habits and money disagreements are one of the top reasons people file for divorce. And for many people, divorce is one of the main reasons they end up filing for bankruptcy, oftentimes due to the additional expenses such as child support, alimony and now …

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New Study Reveals Waiting to File Bankruptcy Can Hurt You

The road to bankruptcy is a difficult one for most individuals. Finally coming to the realization can seem like a personal failure, due to the false stigma surrounding bankruptcy. This is oftentimes what keeps people from filing for bankruptcy. In a recent blog, I shared my own personal bankruptcy story, and the day I became true with myself …

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What Constitutes Harassment by a Debt Collector?

Continuous communications from debt collectors can be overwhelming and annoying, but at what point is the communication considered harassment? Debt collection harassment is more common than you might think. In fact, a recent study by the Consumerist found that one-in-four consumers – or 27 percent – felt threatened by debt collectors for outstanding bills or loans they …

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Understanding the Dangers of Personal Loans

What is going on? I conduct free consultations from my offices in Orlando and Kissimmee and in maybe 3 out 5 cases, my client has a personal loan with some company. These companies have several different names: Sofi, New Egg, Lending Club, On Deck Capital, Mariner Finance, Kabbage, Avant, One Main, Wells Fargo, Discover, and …

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