Chapter 13 is the best way to save your home

A recent study regarding saving your home and the different alternatives available including bankruptcy came to the conclusion that most bankruptcy attorneys in Orlando, FL already knew. Chapter 13 bankruptcy is probably the best way to save your home. At the very least the study showed when compared with homeowners who did not file, debtors who filed for bankruptcy were able to stay in their homes for, on average, almost 28 additional months, over two years.This figure includes those who ended up losing their homes.

In addition, the ability to strip off your second mortgage in a Chapter 13 bankruptcy along with modifying your first mortgage makes it clear. Filing bankruptcy may be the most powerful tool in protecting you from your creditors and putting you in the driver’s seat.

So, if you’re behind on mortgage payments, consider a Chapter 13–it may let you stay in your home a lot longer than other options.

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