Posted by Walter Benenati | Benenati Bankruptcy
Continuous communications from debt collectors can be overwhelming and annoying, but at what point is the communication considered harassment? Debt collection harassment is more common than you might think. In fact, a recent study by the Consumerist found that one-in-four consumers – or 27 percent – felt threatened by debt collectors for outstanding bills or loans they …
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Understanding the Dangers of Personal Loans What is going on? I conduct free consultations from my offices in Orlando and Kissimmee and in maybe 3 out 5 cases, my client has a personal loan with some company. These companies have several different names: Sofi, New Egg, Lending Club, On Deck Capital, Mariner Finance, Kabbage, Avant, …
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Almost four million people who bought homes and took out home-equity lines of credit between 2005 through 2008 are about to go into the repayment period. Right now you may have just been paying intSomething Wicked This Way Comes – HELOC Reset Almost four million people who bought homes and took out home-equity lines of …
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Can I file for bankruptcy more than once? Many people are surprised to learn that they can file for bankruptcy more than once. In fact, there are no limits placed on the number of times you can file for bankruptcy. However, there are limits that apply to how often you can receive a discharge of …
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In my practice as an Orlando bankruptcy lawyer, I get this question in nearly every consultation in my office. The question is, “Can I get rid of my student loans in a bankruptcy?”. The answer is not so simple. It’s not yes and it’s not no. Lawyers love to say, “it depends.” In this case, …
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Tips for Rebuilding Credit After Bankruptcy Filing for bankruptcy allows you to press the restart button on your finances. Whether you filed for Chapter 7 bankruptcy (a simple and straightforward elimination of your unsecured debts) or a Chapter 13 bankruptcy (a structured repayment plan approved by the bankruptcy court), you can begin restoring your credit immediately after receiving your …
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Is There a Limit to How Much Debt I Can Wipe Out in a Chapter 7 Bankruptcy? Every bankruptcy situation is different. Many of our clients come into the process with enormous amounts of debt while others do not. Clients often ask us, is there a limit as to how much debt I can wipe …
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The Dangers of Debt Settlement and Debt Relief Companies The saying goes that if it sounds too good to be true, it often is. This sentiment could not be truer than with debt settlement and debt relief companies. If someone is facing debt collection, he or she is likely to take any help that is …
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Auto Loans in Bankruptcy – Can You Keep Your Vehicle? One of the biggest worries individuals facing bankruptcy have before beginning the process is what property they will lose. Will they lose their home or their cars? This is one of the biggest misconceptions and common bankruptcy myths. In fact, many of our clients are …
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The Cost of Bankruptcy and How to Pay for It If someone is considering filing for bankruptcy, the odds are he or she may have trouble coming up with the money to pay for bankruptcy or hire an attorney to help him or her file. It is important to know what to expect before filing …
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