Posted by Walter Benenati | Benenati Bankruptcy
Clients always tell me that the biggest fear they have when considering filing for bankruptcy is they will never be approved for credit, again. Whether it be buying a home, a car, or something as simple as opening a new credit card account. The good news is a bankruptcy case gives you a clean financial …
Continue reading "Can I Get Credit Cards After Bankruptcy?"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
Your credit cards are maxed out, bill collectors will not stop calling, and you are behind on your mortgage payments. Your finances have been upside down for months, and no matter what you do, you can’t seem to dig your way out. When you are struggling financially, the idea of filing for bankruptcy with absolutely …
Continue reading "The Truth About Zero Down Bankruptcies"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
Many people could benefit from bankruptcy but hold off due to the fear and misconceptions surrounding bankruptcy. Clearing up the myths and breaking down the bankruptcy process can help you feel a little more confident and secure when taking that next step. Protections of the Automatic Stay At the start of your bankruptcy case, as …
Continue reading "What Will Happen to Me If I File for Bankruptcy?"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
The word bankruptcy often gives people an uneasy feeling. And yes, most people filing for bankruptcy are not looking forward to it. Believe me, I was one of them. I filed for bankruptcy in 2008. But I can tell you, my life is better today because of it. Will people know that I filed for …
Continue reading "I Was Embarrassed to File Bankruptcy."
Read MorePosted by Walter Benenati | Benenati Bankruptcy
Making the decision to file for bankruptcy is never an easy one. It certainly wasn’t for me when I filed. But taking that first step can be just what you need to free yourself from overwhelming debt and get a fresh financial start. One of the biggest reasons behind these fears has to do with …
Continue reading "When Should I File Bankruptcy?"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
First, you need to know, your home is protected when you file bankruptcy in Florida. A common question we hear from clients coming in to discuss filing for bankruptcy is, “will I be able to keep my home in the process?” Some may already be facing foreclosure, while others may be managing their mortgage payments …
Continue reading "How Can I Protect My Home When I File for Bankruptcy?"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
As bankruptcy lawyers, it is not uncommon for us to receive a panicked phone call from a person who attempted to file bankruptcy pro se, without the assistance of an attorney. They find out too late that they did not fill out the bankruptcy forms properly, and had their petition thrown out by the court. …
Continue reading "Do I Need a Lawyer to File Bankruptcy?"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
So you are at home and suddenly the mail comes. It says the debt collector has a judgment against you. You know you have been working on paying them, but you just couldn’t. Maybe you even ignored it but now it seems like the worst thing has happened. They say they have a judgment against …
Continue reading "What is a Judgment?"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
The automatic stay is one of the most beneficial features of bankruptcy. This protection provides temporary reprieve from collection activities, while letting the filer regain their financial footing. While the automatic stay does not eliminate debt, it suspends efforts to collect on debts while the bankruptcy case is open. Anyone struggling with debt knows the …
Continue reading "The Power of the Bankruptcy Automatic Stay"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
Prospective clients sometimes ask me will I be evicted if I cannot pay my rent? This is a serious problem in Orlando because the pandemic is seriously hurting people right now. During the COVID-19 pandemic, many people have found themselves facing financial struggles they never anticipated. Nearly a year later, many still struggle to meet …
Continue reading "Eviction and Foreclosure Moratorium Extended by President Biden"
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