CALL NOW
The coronavirus pandemic has hit small businesses hard, forcing many of them to close, open at limited capacity, or file for bankruptcy protection. Prior to the passage of the CARES Act, which went into effect on March 27, 2020, filing for Chapter 11 bankruptcy was not an option for most small businesses due to the...
The answer is yes. You may have to pay (instead of first and security) first, last, and security but rest assured, you will be able to rent. When I filed bankruptcy in 2008, that was one of my biggest concerns. After going through a bankruptcy, you may wonder if the mark on your credit will...
Continue reading " Will I Be Able To Rent An Apartment If I File Bankruptcy?"
The recently passed CARES Act has provided relief for some of those struggling with student loan debt amid the coronavirus (COVID-19) pandemic. For the more than 44 million student loan borrowers carrying $1.5 trillion in outstanding debt, this relief could not come at a better time. One of the biggest measures included in the $2.2...
Continue reading " Student Loan Debt Relief During COVID-19"
One of the biggest concerns people have when filing for bankruptcy has to do with what property they will lose. Will they lose their home or their cars? This is one of the biggest misconceptions and common bankruptcy myths. Florida’s motor vehicle exemption can help you keep your vehicle when filing for bankruptcy. It is...
For many people, discharging student loan debt in bankruptcy has seemed like an impossibility. The fact that you could successfully complete a bankruptcy case and walk away still on the hook for the biggest category of debt you owe is enough to keep some borrowers from filing at all. Student loan debt is a nationwide...
Continue reading " 2020 Ruling Gives Hope For Discharging Student Debt in Bankruptcy"
Tax season is officially here, and most taxpayers are eligible for some big savings. To get the most out of your tax return, it is important you know the tax credits available to you to help maximize your tax refund. If you earn less than $69,000 annually, you can file your taxes for free via...
Continue reading " Tax Season Is Here: Important Tax Credits that Can Maximize Your Refund"
If you are struggling to make your monthly mortgage payments and facing foreclosure, you may feel like there is no way out. A sudden illness, divorce or job loss can cause a person to fall months behind on their bills and enter a cycle of debt. The debt cycle is propelled by the person continuing...
Continue reading " Can filing for bankruptcy save your home from foreclosure?"
We all know the old saying that if something sounds too good to be true, it likely is. That saying could not ring more true when it comes to debt settlement companies. Many of our clients come to us with multiple credit card accounts, struggling to afford the minimum payments. Out of the blue, they...
The U.S. Bankruptcy Court for the Middle District of Florida announced in an administrative order issued on June 10, 2019, a program that will help borrowers who are struggling to pay their student loans receive relief as well as save their jobs and professional licenses. It is hard to believe that failure to pay student...
The American Bankruptcy Institute’s (ABI) Commission on Consumer Bankruptcy released its final report that included recommendations on improving the consumer bankruptcy system. Most importantly, are proposed changes to student loan debt in bankruptcy. The statistics do not lie. Among the Class of 2018, 69% of college students took out student loans, and they graduated with...
