Benenati Blog

New Bankruptcy Program Helps Struggling Student Loan Borrowers Keep Their Professional Licenses and Receive Relief

The U.S. Bankruptcy Court for the Middle District of Florida announced in an administrative order issued on June 10, 2019, a program that will help borrowers who are struggling to pay their student loans receive relief as well as save their jobs and professional licenses. It is hard to believe that failure to pay student …

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The Consumer Commission Announces Recommendations That Will Improve Borrowers’ Ability to Discharge Student Loan Debt in Bankruptcy

The American Bankruptcy Institute’s (ABI) Commission on Consumer Bankruptcy released its final report that included recommendations on improving the consumer bankruptcy system. Most importantly, are proposed changes to student loan debt in bankruptcy. The statistics do not lie. Among the Class of 2018, 69% of college students took out student loans, and they graduated with …

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The Dangers of “Do It Yourself” Bankruptcy Software

When someone is facing the possibility of bankruptcy, the idea of coming up with the money to ‘pay for bankruptcy’ can seem like a stretch. This dilemma struck a Harvard sophomore to come up with a seemingly ideal solution: An online tool that “generates your bankruptcy forms and gets them reviewed by a lawyer for …

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Personal Loan Debt Reported as the Fastest Growing Consumer Debt in 2018

If you are facing a financial crisis, applying for a personal loan may seem like a good option for getting out of debt. If you have already taken this route, you’re not alone. According to new data from the credit reporting agency, Experian, personal loans are the fastest growing category of consumer debt. Clients that …

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Nearly Half of All Florida Households Struggle to Make Ends Meet

Even though unemployment has been on the decline for some time, a recent report from the United Way of Florida indicates that nearly half of all Floridians struggle to make ends meet and afford their basic needs, including housing, food, transportation and childcare expenses. According to the most recent ALICE report from the United Way …

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Experian Offers a Way to “Instantly” Improve Your Credit Score

Your credit score is important if you want to be approved for a home mortgage or purchase a vehicle and qualify for a loan with a lower interest rate. However, for many Americans, it can be hard to maintain a good credit score. Experian, one of the major credit reporting agencies, has come up with …

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Understanding the Risks Associated with Debt Settlement

If you are in over your head in credit card debt, the chances are you are feeling overwhelmed. Now imagine receiving a letter or phone call, promising to reduce that debt, maybe even erase it for pennies on the dollar. We have all seen the commercials: “We have a secret the creditors don’t want you …

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Attorney Walter Benenati Selected for Inclusion in Florida Super Lawyers 2019

ORLANDO – (January 4, 2019) Attorney Walter Benenati of the Benenati Law Firm has been selected to the 2019 Florida Super Lawyers list, in the practice area of consumer bankruptcy. The prestigious honor is awarded to only five percent of lawyers in the state. Super Lawyers is a listing of outstanding lawyers from more than …

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