Benenati Blog

The automatic stay is one of the most beneficial features of bankruptcy. This protection provides temporary reprieve from collection activities, while letting the filer regain their financial footing. While the automatic stay does not eliminate debt, it suspends efforts to collect on debts while the bankruptcy case is open. Anyone struggling with debt knows the...

Continue reading " The Power of the Bankruptcy Automatic Stay"

Prospective clients sometimes ask me will I be evicted if I cannot pay my rent? This is a serious problem in Orlando because the pandemic is seriously hurting people right now. During the COVID-19 pandemic, many people have found themselves facing financial struggles they never anticipated. Nearly a year later, many still struggle to meet...

Continue reading " Eviction and Foreclosure Moratorium Extended by President Biden"

Orlando, FL – (October 7, 2020) The Orlando-based Benenati Law Firm has filed more Chapter 7 consumer bankruptcy cases than any other firm in the country, according to the 2020 Third Quarter Chapter 7 Filing List. “Our clients provide the greatest testament when it comes to the power of the Restart Button,” said Walter Benenati,...

Continue reading " The Benenati Law Firm Largest Filer of Consumer Bankruptcies in the Nation"

Credit card debt is an issue that plagues so many people today, especially during these difficult economic times.  What starts as annoying collection calls eventually turns into legal actions by the credit card company or a third-party debt collector. American Express, Discover Bank, Bank of America, and Capital One lawsuits are all common. Then you...

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The coronavirus pandemic has hit small businesses hard, forcing many of them to close, open at limited capacity, or file for bankruptcy protection. Prior to the passage of the CARES Act, which went into effect on March 27, 2020, filing for Chapter 11 bankruptcy was not an option for most small businesses due to the...

Continue reading " CARES Act Expands Access to Chapter 11 Bankruptcy Relief for Central Florida Small Businesses"

The answer is yes. You may have to pay (instead of first and security) first, last, and security but rest assured, you will be able to rent. When I filed bankruptcy in 2008, that was one of my biggest concerns. After going through a bankruptcy, you may wonder if the mark on your credit will...

Continue reading " Will I Be Able To Rent An Apartment If I File Bankruptcy?"

The recently passed CARES Act has provided relief for some of those struggling with student loan debt amid the coronavirus (COVID-19) pandemic. For the more than 44 million student loan borrowers carrying $1.5 trillion in outstanding debt, this relief could not come at a better time. One of the biggest measures included in the $2.2...

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One of the biggest concerns people have when filing for bankruptcy has to do with what property they will lose. Will they lose their home or their cars? This is one of the biggest misconceptions and common bankruptcy myths.  Florida’s motor vehicle exemption can help you keep your vehicle when filing for bankruptcy. It is...

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For many people, discharging student loan debt in bankruptcy has seemed like an impossibility.  The fact that you could successfully complete a bankruptcy case and walk away still on the hook for the biggest category of debt you owe is enough to keep some borrowers from filing at all. Student loan debt is a nationwide...

Continue reading " 2020 Ruling Gives Hope For Discharging Student Debt in Bankruptcy"