How Bankruptcy Can Help With Your Suspended License

If you have been involved in an auto accident and sued by the other driver’s insurance company, if a judgement is entered against you that you are unable to pay, the insurance company’s attorney can request that the Florida Dept. of Motor Vehicles (DMV) suspend your license.

The loss of your license can result in the inability to get to work, pick your children up from school or daycare, go to the grocery store- and well, just drive your car. Driving while you have a suspended license can result in jail time.

The Bankruptcy Code, specifically the automatic stay stops actions from creditors to collect debts from those individuals who file for bankruptcy. Under section 362 of the U.S. Bankruptcy Code, the ‘stay’ begins the moment the bankruptcy petition is filed. As long as the stay is in effect, creditors cannot bring or continue lawsuits against the person or their property, make wage garnishments or continued collection attempts including making phone calls demanding payment.

So long as you include the car accident and the insurance company in your list of debts, you can have your driver’s license reinstated through bankruptcy. The only condition is that your license be eligible for reinstatement. For example, if you did not have car insurance before the accident you will have to show proof of insurance before your license will be eligible for reinstatement.

You have options to reinstate your driver’s license through bankruptcy. We have helped many of our bankruptcy clients do the same, but the first step is to call for a free consultation.

Call me if you are having problems paying your debts. Having debt makes you stay up at night. It stresses you out. It ruins relationships. I went through it. Boldly, I mustered up the courage to call a bankruptcy attorney and I pressed the restart button in 2008. And even though ten years has passed since I made that decision to restart my life, I never forgot what it did for me and how it helped me start over.

It even inspired me and my law firm to become the largest filers of bankruptcies in the country and in the top two in Florida all from our offices in Orlando and Kissimmee. Remember, we are local in your hometown. We make our hours convenient for our clients and offer free consultations on Saturdays (9:00 a.m. – 3:00 p.m.) along with our normal business hours throughout the week. Go to or call 407-777-7777 to set up a free private consultation and learn more information. Because Life Has a Restart Button.