Posted by Walter Benenati | Benenati Bankruptcy
When you file bankruptcy, our office attends a Meeting of Creditors (341 Meeting) with you. We never hire outside counsel or a cover lawyer to attend. We appear with you. It is scheduled about 30 days after you file your bankruptcy. The hearing itself only lasts a couple of minutes. As each year that bankruptcy …
Continue reading "Don’t Be A Fool"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
It is a common occurrence in my practice. An elderly couple, overwhelmed by credit card debt and dependent on a set income, ask to meet with me for a free bankruptcy consultation. For them, there is no light at the end of their dark, financial tunnel. They feel as if time is running out. Bankruptcy. …
Continue reading "Senior Citizens Filing Bankruptcy"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
Many of my clients are having problems paying their student loans. And for good reason – the proliferation of so called “schools” have dotted the landscape. If you are home during the day nearly every TV commercial is from some for profit school trying to earn government financial aid money AT YOUR EXPENSE. Most of …
Continue reading "Student Loan Nightmare"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
I recently spoke to a desk clerk at the bankruptcy court and she told me pro se bankruptcy filings are on the rise. Filing pro se is when you file without a lawyer helping you. Sometimes you pay less to a paralegal to prepare the documents. Sometimes they charge as low as $275. They may …
Continue reading "Filing Pro Se (Prose) in Bankruptcy Court in Orlando"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
Google recently changed their algorithm to penalize mug shot websites. An interesting article by Moses and Rooth who are criminal attorneys in Orlando explained how these websites were affecting their clients. The article explained how these companies were charging money to remove your name from the site even if the cases were dismissed. We have encountered similar websites in …
Continue reading "Your Image Information and Reputation on the Internet"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
The Federal Housing Administration will allow a bankruptcy debtor to get a mortgage backed by FHA in as little as one year after bankruptcy – if certain minimal criteria are met. The one year timeframe also applies to short sales and even foreclosures This is yet another acknowledgment that the “stigma” of bankruptcy has been replaced by …
Continue reading "Bankruptcy Shouldn’t Make You Less Creditworthy"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
Orlando, FL Attorney Works with Clients Dealing with Bankruptcy Statue of Limitations If you are like many Americans struggling to make ends meet, you may have already begun the process of declaring bankruptcy. Bankruptcy exists to help people deal with their debts, allowing them to discharge some debts and better manage others. There are many …
Continue reading "Statute of limitations and Debt Enforcement"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
Central Florida Bankruptcy Law Firm Helps Clients Understand Effects of Sequestration It is an uncomfortable feeling to be uncertain about one’s future. For many Americans undergoing the process of filing for bankruptcy, uncertainty is very likely what they will be experiencing for some time to come. Sequestration, or the long-term cuts to different areas of …
Continue reading "Bankruptcy Court and Sequestration"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
For many years, people have felt that filing for bankruptcy is a last resort before total financial ruin, and as such, was a humiliating process, one to be kept secret or hide from friends and neighbors. But all that is changing. Bankruptcy is no longer something to look down upon, but is a viable, workable …
Continue reading "Filing for Bankruptcy is No Longer a Stigma"
Read MorePosted by Walter Benenati | Benenati Bankruptcy
A recent case decision was handed down by the 11th Circuit Appeals Court which will make it possible to eliminate a person’s second mortgage on an underwater property through bankruptcy. Before this case was decided, before homeowners could only strip off their second mortgage in a Chapter 13 bankruptcy if their house was worth less …
Continue reading "Elimination of Second Mortgage Through Bankruptcy"
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